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The Spring online waiver period is 12/2/19 – 02/3/20.

St. Mary’s University
2019-2020 Academic Year


StMU Health Insurance Policy:

St. Mary’s University requires that all students who live on campus, all intercollegiate athletes, and all international students maintain health insurance coverage as a condition of enrollment.

  1. The premium for the Student Insurance Plan will be billed automatically for all students who live on campus, all intercollegiate athletes, and all international students (F1, J and H visa types).
  2. The insurance premium will be waived for students who provide documented evidence of health insurance that is comparable to the St. Mary’s University Student Health Insurance Plan.
  3. Intercollegiate athletes must ensure that the team physicians; Dr. Paul Saenz (orthopedic surgeon) and Dr. Timothy Palomera (orthopedic surgeon), and Sports Medicine Associates of San Antonio are IN NETWORK with their health insurance plan before requesting a waiver. Intercollegiate athletes have additional conditions that must be met before a waiver is granted.
  4. Students who waive coverage with the StMU Student Health Insurance Plan are required to maintain health insurance coverage throughout the 2019-20 Academic Year.

Note: You will be required to attach a scanned copy of your health insurance card in order to complete this waiver.

(Any benefits with a waiting period in force will NOT meet the guidelines to waive coverage.)

Click on the link below to complete and submit a waiver form request

Domestic and Intercollegiate (On Campus)
Waive or Enroll Online


St. Mary’s University Health Insurance Policy

All nonimmigrant students, including international athletes attending St. Mary’s University are required by the University to carry health insurance for the entirety of their academic career, and therefore, submit proof of insurance coverage annually. The University has established three circumstances in which an international student can request a waiver to the student health insurance plan. In order to be approved for a waiver, your alternate health coverage must meet or exceed the requirements as set forth below and be submitted by February 3, 2020 which is the final waiver deadline. No extensions will be granted.

Criteria to submit a waiver request:

  1. Student is sponsored by the US or a foreign government, recognized by the US, and they guarantee payment of all health care expenses including medical evacuation and repatriation, and are in compliance with the Affordable Care Act (ACA).
  2. Student is covered by a U.S. employer health insurance plan or by a parent/spouse’s U.S. employer health insurance plan that is compliant with the Affordable Care Act (ACA).

IMPORTANT: Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement will NOT be acceptable for waiving the StMU University Student Health Plan.

If you meet one of the above criteria, then your alternative health insurance coverage must meet the following minimum requirements:

  1. Medical coverage is unlimited
  2. Deductible is $500 or less
  3. Medical Evacuation Coverage is $10,000 or more
  4. Repatriation Coverage is $7,500 or more
  5. Dates of coverage meet or exceed the requirement for the policy year.

If your alternate coverage meets the above minimum requirements, acquire the following scanned documents to submit a waiver request:

  1. The front and back of your insurance card
  2. The insurance policy benefits summary, in English, that identifies you as a covered individual, provides the dates of your coverage, and clearly indicates that the coverage meets or exceeds the minimum requirement.  Coverage amounts must be in US dollars.
  3. The proof of medical evacuation and repatriation coverage (if you have this coverage).

Click on the link below to complete and submit a waiver form request

International Waive or Enroll Online